Smile now. Pay later.
Dune Financial Services finances dental treatments across the United States with simple buy-now-pay-later plans. Approve in minutes, pay over time, and keep your credit score intact.
No credit score impact · Approve in minutes · 100% US-based
Three steps. No surprises.
Designed around the chair, not the credit bureau. Patients leave smiling, practices get paid up-front.
Pick your treatment
Your dentist quotes the work. Tell us the total and the down payment you want to put down.
Get approved in minutes
Soft credit check. We confirm eligibility and your monthly plan without touching your credit score.
Smile now, pay over time
Your treatment goes ahead today. You pay back in equal monthly installments. Cancel any time.
Built for the chair. Not for the credit bureau.
Your credit stays your credit
Pre-approval is a soft pull. Apply with confidence — your score does not move.
Approved in minutes
No paperwork loops. Decisions in real time so treatment can start the same visit.
Built around dental
Plans, terms, and amounts shaped for the dental ticket, not generic retail.
Transparent forever
Fixed monthly. Clear total. No hidden fees, no penalties for paying early.
More yeses. Paid the same day.
Stop watching treatment plans walk out the door. Offer Dune at the front desk and patients leave the chair with the full work done — and you get paid up-front.
Onboard a practice- Paid up-front, in full, for every approved treatment.
- More patients say yes to the full plan instead of half the work.
- Soft-check pre-approval keeps your front desk friendly.
- Onboarding in days — no hardware, no integration nightmare.
Talk to a human about your case.
Patients: a quick chat is all it takes to see your plan. Practices: we can onboard you this week.